Georgia now uses a flat 5.49% state income tax on wages in this site’s 2026 rate table — part of a broader shift away from multiple brackets. For single filers, state law has also referenced a standard deduction on the order of $5,400; this calculator applies the flat rate to gross after pre-tax payroll items only, so compare the table to your actual paystub. Federal withholding and FICA still apply on top of state tax.
Georgia standard deduction and credits are not fully modeled; state tax may be overstated vs real withholding for some filers.
Bi-weekly take-home
$1,805.94
Annual net: $46,955
Where your pay goes
| Gross salary | $60,000 |
| Federal income tax | −$5,162 |
| State tax (Georgia) | −$3,294 |
| Social Security | −$3,720 |
| Medicare | −$870 |
| Net pay (annual) | $46,955 |
| Net pay (Bi-weekly) | $1,805.94 |
Single filer, federal standard deduction in the engine, no 401(k) or pre-tax health in inputs — illustrative only.
| Item | Annual estimate |
|---|---|
| Gross wages | $60,000 |
| Federal income tax | $5,162 |
| Georgia state income tax (5.49%) | $3,294 |
| FICA (Social Security + Medicare) | $4,590 |
| Estimated net take-home | $46,955 |
Georgia’s flat-rate reform simplified planning versus older graduated schedules, but federal itemizers still face the $10,000 SALT deduction cap on Schedule A, which limits how much state income tax reduces federal taxable income for those who itemize. Check DOR guidance and your employer’s withholding for the most accurate annual picture.
This calculator uses Georgia’s flat state income tax rate of 5.49% on wages in its 2026 data file. Georgia moved toward a single flat rate (phased from prior graduated brackets). Your real withholding can differ slightly with credits, deductions, and employer payroll settings.
Typical withholding stacks federal income tax (W-4 driven), Georgia state tax at the flat rate in the model, Social Security (6.2% up to the wage base), and Medicare (1.45%, plus additional Medicare above IRS thresholds). Georgia also allows a standard deduction ($5,400 single for 2024 law context); this tool applies 5.49% to gross after pre-tax 401(k)/health only, so your actual state tax may be lower than shown here if credits apply.
Georgia does not use a statewide local earned income tax system like Pennsylvania’s local EIT. Local sales and property taxes vary by county and city but are separate from wage withholding lines. Compare Georgia to Florida (no state income tax) using the all-states paycheck tool if you are weighing a move.
Florida has no state income tax on wages, which often improves net pay versus Georgia at the same gross. Tennessee also forgoes a broad wage income tax. South Carolina, North Carolina, and Alabama use their own brackets or flat rates — run the same salary in the calculator for each state to see the gap on your income.
Expect federal tax, Georgia state tax, Social Security, Medicare, and any benefits you elect pre-tax (401(k), health, HSA). Post-tax items like garnishments or Roth 401(k) do not reduce taxable income in the same way; this estimator does not model every local fee.
Adjust federal withholding via Form W-4 if you have been over-withholding. Increase pre-tax retirement or HSA contributions where your plan allows to reduce federal taxable income. For itemizers, state and local tax (SALT) deduction limits on the federal return still cap how much state tax helps your Form 1040 — a tax pro can model your situation.
Educational estimates only. Not IRS or payroll advice.