Last updated
Pennsylvania charges a flat 3.07% state income tax on wages — among the lowest flat state rates nationwide. What makes PA paystubs unique is local earned income tax (EIT): many municipalities and school districts add their own percentage on top, so two neighbors with the same gross can see different local lines. This calculator includes the statewide 3.07% plus federal tax and FICA only.
Pennsylvania: flat 3.07% on wages with no state standard deduction; 401(k) contributions are taxable for PA. Local earned income tax (EIT) is not included — add your local rate for a full paystub match. Rate: Pennsylvania Department of Revenue.
Bi-weekly take-home
$1,867.23
Annual net: $48,548
Where your pay goes
Effective rate
19.1%
Federal marginal
12.0%
State tax uses 2026 Pennsylvania brackets, standard deduction and credits for your filing status (state marginal rate 3.07%). City/county income taxes and state disability or leave payroll deductions are not included.
Single filer, federal standard deduction, no 401(k) or pre-tax health in inputs — PA 3.07% on all wages (no PA standard deduction); no local EIT.
| Item | Annual estimate |
|---|---|
| Gross wages | $60,000 |
| Federal income tax | $5,020 |
| Pennsylvania state income tax (3.07%) | $1,842 |
| FICA (Social Security + Medicare) | $4,590 |
| Estimated net take-home | $48,548 |
Local EIT is set by where you work and/or live, depending on PSD rules — your employer’s payroll department or official rate notice is authoritative. The statewide 3.07% is only part of the story for Philadelphia, Pittsburgh, and thousands of smaller jurisdictions across the commonwealth.
A single filer earning $75,000 in Pennsylvania takes home about $59,290 a year, or $2,280 per biweekly paycheck.
| Gross salary | Federal tax | Pennsylvania tax | Social Security + Medicare | Take-home per year | Per paycheck |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $1,535 | $3,825 | $40,820 | $1,570 |
| $75,000 | $7,670 | $2,303 | $5,738 | $59,290 | $2,280 |
| $100,000 | $13,170 | $3,070 | $7,650 | $76,110 | $2,927 |
| $150,000 | $24,734 | $4,605 | $11,475 | $109,186 | $4,199 |
Single filer, 2026 federal brackets and standard deduction, biweekly pay (26 paychecks), no 401(k) or health deductions. Pennsylvania tax uses 2026 Pennsylvania brackets, standard deduction and credits for a single filer. Local income taxes are not included. State disability or paid-leave payroll deductions are not included.
Pennsylvania’s state personal income tax is a flat 3.07% on compensation for 2026, with no state standard deduction or personal exemption. That is one of the lowest flat state rates in the country. Many Pennsylvania residents also pay a local earned income tax (EIT) that varies by municipality and school district — local tax is not included in this tool.
Employers withhold Pennsylvania state tax at 3.07% on wages (401(k) deferrals are still taxable for PA), plus federal income tax per your W-4, Social Security (6.2% up to the wage base), and Medicare (1.45%, plus additional Medicare above IRS thresholds). Local EIT is collected separately in many areas; add your local rate from your PSD code or employer notice for a full stub match.
Yes — Pennsylvania is known for local earned income taxes that differ by city, borough, and school district. Rates are often in the 1%–2% range combined but can vary. This paycheck calculator only models the statewide 3.07% line plus federal and FICA, so Philadelphia, Pittsburgh, or suburban workers should expect an extra local line on real paystubs.
Ohio, New Jersey, New York, Maryland, Delaware, and West Virginia each use different state tax systems; New Jersey and New York often show higher state tax on the same gross than PA’s 3.07% state rate alone. Because PA local EIT stacks on top, compare total state+local withholding, not just the state line.
Common lines are federal tax, Pennsylvania state income tax (3.07%), local EIT where applicable, Social Security, Medicare, and pre-tax benefits (401(k), health insurance). Unemployment and workers’ comp are usually employer-paid and not employee deductions on the stub.
Update your federal W-4 if withholding is too aggressive. Use pre-tax 401(k), HSA, or FSA elections to reduce federal taxable income (401(k) deferrals do not reduce PA state tax). Local EIT is generally not avoided by federal pre-tax plans the same way — confirm with a payroll provider. For large refunds, you are effectively giving the IRS an interest-free loan; tune withholding instead.
Educational estimates only. Not IRS or payroll advice.