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Georgia blends Atlanta’s corporate and logistics hubs with deep roots in agriculture and manufacturing. Household income varies by metro, but the state’s tax story recently centered on moving to a flat income tax, now 4.99% for 2026, replacing older graduated brackets. That makes marginal planning more predictable even as federal itemizers still navigate the SALT deduction cap on Schedule A. This page estimates federal tax, Georgia tax after the state standard exemption, and FICA together.
2026 federal + state brackets + FICA — updates as you type.
Not applied in this simplified model.
State tax uses your state's 2026 brackets, standard deduction, exemptions and credits for your filing status. City and county income taxes (for example NYC, Maryland counties, Ohio cities) are not included. FICA: Social Security 6.2% on wages up to $184,500 and Medicare 1.45% on all wages shown.
Georgia: flat 4.99% after the $12,000 single / $24,000 married standard exemption. Dependent exemptions and retirement exclusions are not modeled; state tax may differ from your actual Form 500.
Federal brackets (2026 · Single)
Net take-home
$56,488
Total tax: $15,512
Effective rate
21.5%
Marginal rate
27.0%
Income position
Taxable income $55,900 relative to bracket scale (cap $691,848).
Rates: Georgia Department of Revenue; 2026 rate cut under HB 463 as signed by the Governor.
| Component | Rate / rule in app |
|---|---|
| State individual income tax | Flat 4.99% (retroactive to January 1, 2026) |
| Bracket structure | None — single flat rate |
| Standard exemption | $12,000 single / $24,000 married filing jointly |
2026 federal brackets and standard deduction, 4.99% Georgia tax after the $12,000 standard exemption, FICA on gross. No pre-tax deductions.
| Gross income | Fed + state effective | Total w/ FICA |
|---|---|---|
| $50,000 | ~11.4% | ~19.1% |
| $100,000 | ~17.6% | ~25.2% |
Georgia filers who do not itemize use a standard exemption of $12,000 single / $24,000 married filing jointly, which the calculator applies. Dependent exemptions are separate and not modeled. Retirees may exclude substantial retirement income under state age rules. Federal itemizers remain subject to the SALT cap for state and local tax deductions on the federal return.
Georgia's flat individual income tax rate is 4.99% for 2026, after a rate cut retroactive to January 1, 2026 under HB 463. The calculator applies 4.99% to wages after Georgia's standard exemption of $12,000 single / $24,000 married filing jointly — about $2,400 of state tax on $60,000 single. Rates: Georgia Department of Revenue and HB 463 as signed.
Georgia exempts a significant amount of retirement income for many older residents under state rules (with age and income limits that change over time). Social Security and certain pensions may receive partial or full exclusion. This educational calculator does not age-gate those exclusions — confirm eligibility on the Georgia Department of Revenue site or with a tax advisor.
A 4.99% flat rate is simpler than progressive states but higher than Pennsylvania’s 3.07% flat rate or states with no income tax like Florida. South Carolina and North Carolina use different bracket structures — plug your salary into the US calculator for side-by-side estimates.
Georgia replaced its old standard deduction and personal exemption with a standard exemption of $12,000 for single filers and $24,000 for married filing jointly. The calculator subtracts that amount from wages before applying 4.99%. Dependent exemptions and retirement exclusions are not modeled — verify the current year Form 500 instructions.
Georgia residents generally file Georgia and report income according to residency rules. If you live in Georgia but your employer is elsewhere, you may still owe Georgia tax on wages. Multi-state workers may allocate income or claim credits for tax paid to other states — complex cases need professional advice.
Georgia individual income tax returns for calendar-year taxpayers are typically due the same date as federal returns — April 15 following the tax year, extended to the next business day if needed. Payment deadlines may differ if you file an extension; check Georgia DOR guidance.
Educational estimates only. Not IRS or Georgia DOR advice.