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Indiana uses a flat state income tax rate of 2.95% in 2026. Many residents also pay county local income tax; this tool models the state tax only and may understate total withholding when county tax applies.
Indiana: 2026 flat 2.95% after the $1,000 personal exemption ($2,000 joint). County income taxes are not modeled — check your paystub.
Bi-weekly take-home
$2,019.98
Annual net: $52,520
Where your pay goes
Effective rate
19.2%
Federal marginal
12.0%
State tax uses 2026 Indiana brackets, standard deduction and credits for your filing status (state marginal rate 2.95%). City/county income taxes and state disability or leave payroll deductions are not included.
| Deduction | Rate | Notes |
|---|---|---|
| Federal Income Tax | 10% – 37% | Progressive brackets |
| Indiana State Tax | Flat 2.95% | After $1,000 exemption; county tax extra |
| Social Security | 6.2% | Up to wage base |
| Medicare | 1.45% | Uncapped |
| Additional Medicare | 0.9% | On income over IRS thresholds |
Single filer, no pre-tax deductions, county tax excluded; your W-4 and benefits change results.
| Gross salary | Federal tax | IN state tax | FICA | Take-home | Effective rate |
|---|---|---|---|---|---|
| $50,000 | ~$3,820 | ~$1,446 | ~$3,825 | ~$40,910 | ~18.2% |
| $82,000 | ~$9,210 | ~$2,390 | ~$6,273 | ~$64,128 | ~21.8% |
| $100,000 | ~$13,170 | ~$2,921 | ~$7,650 | ~$76,260 | ~23.7% |
| $150,000 | ~$24,734 | ~$4,396 | ~$11,475 | ~$109,396 | ~27.1% |
Indiana’s flat state rate keeps state withholding simple on paper, but county tax can add a second line on paystubs. Illinois and Michigan use different structures — compare the same gross across state pages.
Indiana taxes adjusted gross income with a flat state rate of 2.95% for 2026, after a $1,000 personal exemption ($2,000 married filing jointly). Counties levy additional local income taxes (about 0.5%–3%) that this calculator does not include — your paystub may show county withholding separately.
The model stacks federal income tax, Indiana's 2.95% state tax on wages after pre-tax items and the personal exemption, Social Security (6.2% up to the wage base), and Medicare (1.45%, plus additional Medicare above IRS thresholds).
County local income tax, dependent exemptions, credits, and W-4 elections change take-home pay. This page models the state tax only, using 2026 Indiana Department of Revenue rates.
Ohio layers many local earned income taxes. Illinois uses a higher flat state rate without county wage tax in the same way. Compare identical gross salaries on each state page.
Educational estimates only. Not IRS or payroll advice.