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Estimate your 2027 Obamacare premium tax credit by county, household and income, and see how close you are to the 400% FPL cliff.

Next Bank of Canada announcement with countdown, decision history, and what a 0.25% move does to a variable mortgage.

Compare the best Canadian credit cards. Personal calculator ranks cards by what you will actually earn based on your spending.

Compare the best US credit cards for 2026. Personal calculator ranks cards by what you will actually earn.

Live Bitcoin and crypto to Canadian dollar converter. Updates every 60 seconds.

Compare every ACA Marketplace plan in your county by total yearly cost after subsidy: typical year, bad year and worst case.

2027 TFSA, RRSP, CPP, EI, federal brackets and OAS clawback numbers, each marked official, projected or pending.

Estimate taxable capital gains and tax on Canadian investments, real estate and crypto.

Estimate federal short/long-term capital gains, NIIT, flat state rates, and primary home sale exclusion.

Estimate Canadian auto loan payments, sales tax and total interest.

Calculate US auto loan payments with sales tax, fees, trade-in, and credit-score rate guidance.

Estimate your total closing costs when buying a home in Canada — land transfer tax, legal fees, title insurance, and more.

Calculate your CMHC mortgage insurance premium for 2026.

Calculate your CPP and OAS retirement benefits. Compare starting at 60, 65, or 70 with break-even analysis.

Estimate Canada Pension Plan benefits from earnings history.

Calculate your Express Entry CRS score for Canadian immigration. All factors included.

Calculate your crypto profit, loss, ROI multiple and break-even price.

Calculate Canadian crypto capital gains tax using the CRA ACB method.

Calculate US crypto capital gains tax. Short-term vs long-term IRS rates, all 50 states, NIIT included.

Calculate your debt-to-income ratio and see if you qualify for a mortgage in Canada or the US.

Latest Express Entry draw, CRS cut-off trends by category and the full draw history from IRCC data.

Estimate FHSA tax savings, project growth toward a first home, and compare FHSA vs RRSP HBP vs TFSA.

Calculate your FIRE number, FIRE age, and Coast FIRE. Year-by-year path to financial independence for Canada and the USA.

Estimate GIC maturity value and interest: compound or simple, 1–5 year terms, non-registered, TFSA, or RRSP.

Estimate GST and HST amounts for purchases in Canada.

Estimate the maximum home price you can afford in Canada using GDS/TDS ratios and the mortgage stress test.

Estimate federal and provincial income tax in Canada and compare all provinces for 2026.

Estimate 2026 federal and state income tax (2026 state brackets) with standard deduction, 401(k), IRA, HSA, FICA, and all 50 states + DC.

Calculate land transfer tax for all Canadian provinces including first-time buyer rebates.

Plan your Canadian monthly budget with 50/30/20 rule analysis, RRSP/TFSA tracking, and real-time insights.

Estimate max home price in Canada (stress test, GDS/TDS, CMHC) or the US (28/43 DTI, PMI, conforming limit).

Estimate monthly mortgage payments for Canadian homes, with stress test and CMHC insurance context.

Calculate your monthly US mortgage payment with principal, interest, property tax, insurance, PMI, and HOA.

Estimate your mortgage break penalty in Canada — IRD vs 3-month interest comparison.

Check mortgage affordability under Canada's stress test rules.

Calculate your net worth and compare to other Canadians by age. Includes financial health score and percentile rank.

Estimate US take-home pay after federal tax, state tax, Social Security, and Medicare for all 50 states.

Today's Canadian prime rate, every change since 1990, and what prime means for variable mortgages and HELOCs.

See max rent from the 30% (or 20/40%) rule and a debt-adjusted budget for Canada and the US — provinces and states supported.

Calculate your RESP growth and CESG grant for your child's education savings.

Calculate your RRIF minimum withdrawal with CRA factors, OAS clawback check, spouse age election, and a 20-year balance projection.

Estimate RRSP tax savings by province and project retirement growth with a year-by-year schedule.

Compare long-term benefits of RRSP and TFSA contributions.

Compare take-home pay across all 50 states and DC and estimate relocation with taxes and cost of living.

Calculate how much to save per month for any goal — down payment, emergency fund, vacation. TFSA and HISA recommendations included.

Estimate retirement benefits by claiming age (62–70), FRA comparison, lifetime to 85, and simplified spousal benefits.

Your 2027 Social Security payment after the 3.6% COLA and Medicare Part B, with IRMAA tiers and the 2027 payment calendar.

Calculate US student loan monthly payments and compare federal repayment plans including Standard, IBR, SAVE, and PSLF.

Calculate net pay after Canadian taxes, CPP and EI for any province in 2026.

Estimate your 2026 US federal tax refund or balance due from income, withholding, and credits.

Project TFSA growth and contribution room planning.

2027 tax brackets, standard deduction, 401(k), IRA, HSA, Social Security and Medicare numbers, each marked official, projected or pending.