Texas has no state income tax in 2026, making it one of the most tax-friendly states for workers and retirees. Texas residents pay only federal income tax and FICA (Social Security and Medicare) on their wages — no state return required. On a $75,000 salary, a single Texas worker pays approximately $7,670 in federal income tax and $5,738 in FICA, taking home about $61,600. Compared to California, a Texas worker on the same salary keeps about $3,600 more per year once California income tax and SDI are counted. Texas funds state government through a 6.25%–8.25% sales tax and property taxes averaging 1.63%–1.81% of home value.
2026 federal + state brackets + FICA — updates as you type.
State: Texas (pre-selected; change the dropdown for other states)
Not applied in this simplified model.
State tax uses your state's 2026 brackets, standard deduction, exemptions and credits for your filing status. City and county income taxes (for example NYC, Maryland counties, Ohio cities) are not included. FICA: Social Security 6.2% on wages up to $184,500 and Medicare 1.45% on all wages shown.
Texas has $0 state income tax in this model. Sales and property taxes are not included in the calculator.
Federal brackets (2026 · Single)
Net take-home
$61,593
Total tax: $13,408
Effective rate
17.9%
Marginal rate
22.0%
Income position
Taxable income $58,900 relative to bracket scale (cap $691,848).
| Tax type | Texas rate | Federal rate |
|---|---|---|
| State income tax | 0% — None | N/A |
| Federal income tax | N/A | 10% – 37% |
| Social Security | N/A | 6.2% (up to $184,500) |
| Medicare | N/A | 1.45% uncapped |
| Sales tax | 6.25%–8.25% | None |
| Property tax | 1.63%–1.81% | None |
Texas residents benefit from several new federal deductions under the 2025 tax law changes. The standard deduction is $16,100 for single filers and $32,200 for married filing jointly in 2026. Workers earning tip income or overtime pay may deduct up to $25,000 of that income federally. Seniors aged 65+ receive an additional $6,000 federal deduction. The SALT deduction cap increased to $40,000, which helps Texas homeowners with high property taxes deduct more of their property tax payments.
No. Texas has no state income tax in 2026 and has never had one. Texas residents only file a federal tax return and pay federal income tax and FICA. Texas funds its government through sales taxes of 6.25%–8.25% and property taxes.
On $75,000 of income in Texas (single filer, standard deduction), you pay approximately $7,670 in federal income tax and $5,738 in FICA, for a total of $13,408. Your take-home pay is approximately $61,590, with an effective total rate of about 18%.
Texas residents pay federal income tax (10%–37%), Social Security (6.2% up to $184,500), and Medicare (1.45%). They also pay a state sales tax of 6.25%–8.25% on purchases and property taxes averaging 1.63%–1.81% annually on their homes. There is no Texas state income tax.
On a $75,000 salary, a single Texas resident pays approximately $13,410 in federal income tax and FICA versus approximately $17,050 for a California resident (adding about $2,665 of California income tax and $975 of SDI). Texas residents keep about $3,600 more per year at that salary, and about $6,200 more at $100,000.
Educational estimates only. Not IRS advice.