Texas has no state income tax in 2026, making it one of the most tax-friendly states for workers and retirees. Texas residents pay only federal income tax and FICA (Social Security and Medicare) on their wages — no state return required. On a $75,000 salary, a Texas worker pays approximately $10,200 in federal income tax and $5,738 in FICA, taking home about $59,000. Compared to California, a Texas worker on the same salary keeps $3,000–$5,000 more per year. Texas funds state government through a 6.25%–8.25% sales tax and property taxes averaging 1.63%–1.81% of home value.
2025 federal + simplified state + FICA — updates as you type.
State: Texas (pre-selected; change the dropdown for other states)
Texas has $0 state income tax in this model. Sales and property taxes are not included in the calculator.
Not applied in this simplified model (no credits). For illustration only.
State tax uses a flat effective rate on taxable income — not your actual state brackets. FICA: Social Security 6.2% on wages up to $176,100 and Medicare 1.45% on all wages shown.
SS $4,650.00 · Medicare $1,087.50
Federal 22.00% + state 0.00%
Estimated take-home
$61,149 / yr
$5,096 / month
Federal brackets (2025 · Single)
| Tax type | Texas rate | Federal rate |
|---|---|---|
| State income tax | 0% — None | N/A |
| Federal income tax | N/A | 10% – 37% |
| Social Security | N/A | 6.2% (up to $176,100) |
| Medicare | N/A | 1.45% uncapped |
| Sales tax | 6.25%–8.25% | None |
| Property tax | 1.63%–1.81% | None |
Texas residents benefit from several new federal deductions under the 2025 tax law changes. The standard deduction increased to $15,750 for single filers and $31,500 for married filing jointly. Workers earning tip income or overtime pay may deduct up to $25,000 of that income federally. Seniors aged 65+ receive an additional $6,000 federal deduction. The SALT deduction cap increased to $40,000, which helps Texas homeowners with high property taxes deduct more of their property tax payments.
No. Texas has no state income tax in 2026 and has never had one. Texas residents only file a federal tax return and pay federal income tax and FICA. Texas funds its government through sales taxes of 6.25%–8.25% and property taxes.
On $75,000 of income in Texas (single filer, standard deduction), you pay approximately $10,200 in federal income tax and $5,738 in FICA, for a total of $15,938. Your take-home pay is approximately $59,000, with an effective total rate of about 21%.
Texas residents pay federal income tax (10%–37%), Social Security (6.2% up to $176,100), and Medicare (1.45%). They also pay a state sales tax of 6.25%–8.25% on purchases and property taxes averaging 1.63%–1.81% annually on their homes. There is no Texas state income tax.
On a $75,000 salary, a Texas resident pays approximately $15,938 in total payroll taxes versus approximately $20,000–$22,000 for a California resident (adding state income tax and SDI). Texas residents save $4,000–$6,000 per year in income and payroll taxes compared to California.
Educational estimates only. Not IRS advice.